The NZ Property Market Podcast
Brought to you by Cotality, formerly CoreLogic. Each week co-hosts Nick Goodall and Kelvin Davidson will bring you all the latest news, stats and insight to keep you up to date with everything to do with the NZ residential property market. Including sales volumes, house price indices, buyer activity, interest rates, loan-to-value ratio restrictions and all of the macro economic factors that influence our largest asset class. Contact us on twitter @NickGoodall_CL or @KDavidson_CL
This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.
Episodes
415 episodes
79% of suburbs sliding: Timeline to recovery 🗺️📉
The latest suburb-level data confirms that the housing market's gentle downward drift is highly widespread, with approximately 79% of house suburbs and 74% of townhouse suburbs recording value drops over the three months to September.Thi...
Values drift -0.4%: Time to forget the market peak? 📉
The August Cotality Home Value Index is out, showing a -0.4% monthly decline across Aotearoa New Zealand—marking the fifth consecutive month of value contraction. However, looking at property purely through the lens of the "fall from the peak" ...
OCR Hikes to 2.75%: Why Mortgagees Shouldn't Panic 📊
The Reserve Bank of New Zealand has lifted the Official Cash Rate by 25 basis points to 2.75%. While the hike brings monetary policy closer to a neutral setting, the tone of the accompanying Monetary Policy Statement was distinctly cautious and...
The drift lower continues for property sales
Property sales volumes have fallen for the seventh consecutive month, drifting down 6% year-on-year in July. Yet amidst the broader market slowdown, first-home buyers are executing an aggressive counter-cyclical surge—capturing a record-breakin...
Affordability is back: Are the housing market drops over? 📊
After years of national hand-wringing, housing affordability in New Zealand has officially returned to long-term averages. Falling house prices, lower interest rates, and rising wages have combined to bring the value-to-income ratio back down t...
13% of homes sell at a loss: Q2 Pain & Gain 📉
Property resellers are feeling the squeeze. In Q2 2026, 13% of New Zealand properties sold for a loss - a significant shift from the peak of the market where losses were practically zero. However, the data reveals a stark contrast based on one ...
Unemployment Hits 5.6%: Why Mortgage Defaults Stay Low 📊
New Zealand’s unemployment rate rose to 5.6% in Q2 2026 - the highest level in over a decade. However, beneath the headline number lies an encouraging trend for the residential property market: total employment actually expanded, meaning the un...
NZ vs AU Property: Lessons From NZ’s 17% Fall 📊
Is Australia on the verge of an extended New Zealand-style property slump, or will structural differences across the ditch protect the Aussie market?In this special Trans-Tasman edition of the New Zealand Property Market Podcast, Head of...
July HVI Drops 0.3%: Regional Splits & Cow Post
National property values recorded their fourth consecutive monthly drop in July, slipping -0.3% to extend the quarterly decline to -1.0%. On this week's episode of the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief...
Dunedin Market Resilience, Low-Deposit Lending Realities, & Student Investment Rules
In this special guest edition of the New Zealand Property Market Podcast, Head of Research Nick Goodall is joined by Ryan Hannigan and Ben Grant from Loan Market Dunedin. Together, they explore the unique dynamics of the Otago and Southland pro...
Sales Volume Slump: Inside the 4.1% CPI Print and the Path to September
Residential property transactions across New Zealand have recorded six consecutive months of year-on-year declines. This week on the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Kelvin Davidson unpack t...
The Squeezed Margin: Q2 Building Costs and the Looming CPI Realities
Construction output costs are tracking upward, but residential builders are absorbing the financial hit. This week on the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Kelvin Davidson analyse the
The First Home Buyer Record and the Geopolitical Rate Threat
First-home buyers are occupying a larger share of the New Zealand property market than at any point in the last two decades.This week on the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Kelvin Da...
The Unanimous Surprise: Inside the 2.5% OCR Hike and the Neutral Rate Chase
The Reserve Bank has delivered an unexpected baseline shift. This week on a special reactionary episode of the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Kelvin Davidson dissect the RBNZ’s unanimous d...
The Climate Value Paradox and the July OCR Verdict
Does high climate risk actually destroy residential property value, or does it create a structural entry point for desperate buyers? This week on the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Econo...
The Macro Equity Illusion and the Breaking of the Two-Year Lending Streak
The underlying data is flashing clear warning signs of economic consolidation. This week on the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chief Economist Kelvin Davidson dissect the latest New Zealand Activity Index...
Is the Trade-Up Window Open? + The July OCR Standoff
Are you sitting tight in a three-bedroom home waiting for the property market to "improve"? You might be missing a massive strategic window.In this episode of the New Zealand Property Market Podcast, Head of Research Nick Goodall and Chi...
Whangārei Market Insights, Peak Standoffs, and the Three Fix Strategies
Welcome to a special regional guest edition of the New Zealand Property Market Podcast. This week, Head of Research Nick Goodall returns to his hometown roots to interview Jemma Scott-Davidso...
Investor Retreat, First Home Buyer Records, and the 1.0% GDP Reality Check
The structural shift in the New Zealand property market is cementing itself in the data. While the latest Mapping the Market release reveals a highly
The Flat May HVI and the Myth of the Auckland Townhouse Glut
The May Cotality Home Value Index (HVI) results are officially in, delivering a perfectly flat 0.0% national movement. While regio...
The Mortgage Repricing Wall and the 90,000 Sales Floor
The tide has officially turned for mortgage interest rates. Following the Reserve Bank's razor-edge split decision to hol...
A split decision and OCR rises loom
In this special reaction episode, Nick Goodall and Kelvin Davidson unpack the latest RBNZ OCR decision. The rate was held, but only just. The vote was split 3–3, with the Governor casting the deciding vote. This highlights how finely balanced t...
MPS preview: demand destruction and the 90,000 sales revision
With the Reserve Bank's Monetary Policy Statement (MPS) landing this Wednesday, the economic data is sending an interesting signal. April's electronic card transactions were 1.3% month-on-month—with fuel spending down 2% despite rising prices. ...